Cost of buyer
What are buyer's fees and how are they calculated? On this page you will find all the information about these additional costs when buying a house.
What is cost of buyer and how do I arrive at the total cost?
Cost of buyer (k.k.) includes the additional costs when buying a house. Calculate the total cost with these steps.
Transfer tax calculation
This is a percentage of the purchase price, usually 2% for houses. For someone under 35 buying a first home under €440,000, this is 0%.
Request notary fees
Get quotes from several notaries for the transfer deed and mortgage deed.
Add brokerage fees
If you hired a buying agent, mortgage broker, appraiser or building inspector, include these costs.
Calculate total
Add up all the costs to arrive at the total cost of buyer.
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Frequently asked questions about cost of buyer
Everything you need to know about additional costs when buying a house can be found here.
Cost of buyer means that the buyer of a house is responsible for paying certain additional costs, such as transfer tax and notary fees.
Cost of buyer includes transfer tax, notary fees for the transfer deed, and land registry fees for registration of the deed.
These are usually between 2% and 6% of the purchase price of the house, depending on the costs and fees.
Yes, it is possible to co-finance buyer's fees in the mortgage, but it depends on the specific situation and the mortgage lender.
With freehold, the buyer pays the additional costs, while with freehold, the seller bears these costs. Free on name is common in new construction houses.
The transfer tax is set by the government and is fixed. Although notaries do not usually give discounts, they do charge different rates. Therefore, comparing these rates can definitely be worthwhile.
