Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
Very nice contact with Sake as the selling party's broker! Approachable and quick communication and always enthusiastic & friendly. He was available for all tips and questions I had as a starter. Fine first experience in the housing market!
Just top!
Incredibly happy with Billy, helped us very well and was available for all questions!
Sake was just fantastic. As an expat buying a house in Amsterdam, it was a world we didn't fully understand. Sake helped us every step of the purchase process, making it an easy and relaxing experience. I will definitely use Sake again for his services.
Sake from Homeup helped me in a way that far exceeded my expectations. Thanks to his quick, clear and personal approach, I found my first home in no time, something I probably wouldn't have succeeded without Homeup. He understood exactly what I was looking for and was always there for me, even during his vacation! The guidance through the whole process was top notch: clear, smooth and without fuss. As a starter I really felt heard and helped. I recommend Homeup to anyone looking for a real estate agent who really thinks with you and fights for you!
I worked with Sake on the purchase of my first apartment here in Almere. I think it was a tremendously effortless process for me because everything was so well taken care of. Sake is a great real estate agent and can highly recommend him, especially to new buyers.
Very nicely helped by Sake in our search! He switches super fast with the right parties and takes a lot out of our hands. Because of his expertise we never worried for a moment and are enjoying our new home!
I had a fantastic experience with Sake as my real estate agent. The whole process was incredibly smooth and stress free. They helped me find the perfect home in a very short time and were extremely professional, reliable and helpful throughout the process. Their expertise and guidance made buying a home so much easier. I am immensely grateful for their help and would highly recommend them to anyone looking for a dedicated and competent real estate agent!
Highly recommended. I used their services to assist me in purchasing a home. Their quick response, attention to detail and availability made all the difference in my bid and purchase of my home. My realtor was Sake, a fantastic realtor, super efficient and always willing to discuss any concerns and offer his own opinion.
Request a free mortgage consultation
Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.
Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.