Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.
How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
Sake helped us close on our dream home, where we didn't get a viewing until the day of the bid closing.
Although it was slightly outside his scope of work and not the most interesting offer, he managed to convince the selling broker to recommend us to the seller.
I would recommend him to help other expats in their search for a house in the Netherlands.
Buying a house in Amsterdam is quite an experience. It took us 8 months and the support of Sake and his team was essential. We are very satisfied with their service.
We bought our house with Sake's help. It couldn't have been any quicker. We had met him in the morning, had a viewing in the afternoon, made an offer and the next day it was accepted.
Sake made sure the process was effortless. He helped us every step of the way and arranged everything (he put us in touch with a mortgage broker, a building inspection, a notary, etc.).
Absolutely worth the investment. Highly recommended!
Oh, and at the end he gave us a bottle of champagne and a handy checklist of the next steps after the key transfer.
It was a great experience to have Sake as our real estate agent! He makes what seems complicated easy, takes the time to explain everything and gives his advice. We found our home within a few months and throughout the trip he was always available and responsive when we needed him. We definitely recommend him to anyone looking for a home. Thank you Sake!
Really great help from Sake with the purchase of our first house. Buying a house can be very stressful at times. Sake has a lot of expertise and is always calm which is very nice at such moments ;) he is easy to reach and switches very quickly. In addition, he put us in touch with several relevant parties which made the whole purchase go smoothly. I will definitely use homeup again the next time we buy a house!
I had an excellent experience with Sake!
From our first meeting to receiving the house keys, the entire process took less than a month - an incredibly quick and smooth process. Sake was friendly, helpful and professional throughout the process, making me feel supported every step of the way.
I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. That made the process comfortable and stress-free. When I was ready, he took over the negotiations and closing seamlessly, making a fair deal. His expertise and efficiency made all the difference.
Thank you, Sake, for your excellent service! Highly recommended.
Last month we managed to secure our first house for sale in Amsterdam with the help of Sake from Homeup. The process went very smoothly and the guidance throughout the period worked perfectly for us. We could ask all our questions and we received good and critical feedback. We have now moved into our house (very happy!) and we are extremely grateful to Homeup for the pleasant purchase guidance. Highly recommended for every starter!
We were very well guided in buying our first home, very nice!
Sake was very helpful from the first moment I met him. He charges reasonable rates and helped me find the apartment I wanted in one go. He really knows how to deal with an expat and arranges everything without too much hassle for people who are new to the Dutch real estate market. He also put me in touch with a mortgage broker who offered us a very reasonable interest rate (the lowest you can get in the current market conditions). I highly recommend everyone to consult Sake during their real estate purchase, especially in a competitive market like Amsterdam.
Request a free mortgage consultation
Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.
Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.
