Buy property
What can I borrow?

Customized mortgage advice

Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.

What is mortgage advice and how does it work?

Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

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een illustratie van een persoon met een kroontje op

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How does mortgage advice with our partner work?

Analysis of your financial situation

Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.

Researching loan options

Several mortgage lenders are compared to find the best deal for you.

Custom advice

Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.

Offer without reservation of financing

Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!

Why schedule a mortgage interview?

An initial mortgage consultation is completely free. Here you find out exactly what you can borrow and what your monthly expenses will be. The mortgage advisor looks at all the possibilities and thinks further, so you know exactly what is and isn't possible.

Our partner will draw up a mortgage recommendation for you, and you only pay when the mortgage is concluded. Depending on your situation, the costs are between € 3,000 and € 3,500, including VAT. So you get expert advice tailored to your needs, with no surprises afterwards.

Sake helped me buy my dream apartment in De Pijp. I couldn't have done it without him.

Aankoopmakelaar

They helped me find a home quickly! Friendly and professional staff who are easily accessible.

Aankoopmakelaar

In these challenging times for home buyers, everything went smoothly and professionally. We also didn't have to overbid, which was great because we knew exactly what to expect in terms of costs.

Aankoopmakelaar

Billy provided fantastic help. He called us because he saw a house that perfectly met our needs. We hit the jackpot!

Aankoopmakelaar

Purchase of an exclusive home from homeup

If you're waiting for your dream home

€6,499, -
€5,999, -
Exclusive home from homeup
(not available on funda)
Full guidance: from start to key
Fixed sales price: no need to overbid
Priority for starters
Free first mortgage call
Mortgage certificate: complete your mortgage before you start looking
Pay only when you get the key
Register for free
Bij ons heb je gemiddeld 8 concurrenten minder als je een woning bekijkt.

Online guidance so you can buy a home faster

Do you not only want to take a look at our exclusive offers, but also want to keep your eyes peeled on the public housing market? Then hire us as buying agent. 


We know the market and your struggles as a starter very well. If we work for you as a buying agent, you have priority over our exclusive housing offer and we also help you find a home that suits your housing needs via Funda and other platforms.

€3,250, -
€2,999, -
Public market housing
(Also priority over our exclusive offer)
Online guidance
Verification of legal documents
Free first mortgage call
Mortgage certificate: complete your mortgage before you start looking
Pay only when you get the key
Fixed sales price
Join the viewing
Register for free
On average, homeup buyers buy 3 months faster.

More stories from starters who thought it was impossible

5

Homeup biedt uitstekende service tijdens uw huizenjacht. Sake is zeer professioneel en ervaren en geeft het beste advies. Billy is ook uitzonderlijk en staat altijd klaar om te helpen. Ik kan Homeup en hun diensten van harte aanbevelen.

Zahra Iqbal
5

Sake was very helpful from the moment I met him. He charges reasonable rates and helped me find the apartment I wanted the first time. He really knows how to interact with expats and handles everything without too much hassle for people new to the Dutch real estate market. He also connected me with a mortgage advisor who offered us a very reasonable interest rate (the lowest you can get in the current market). I highly recommend Sake to anyone who wants to buy a property, especially in a competitive market like Amsterdam.

Yusuf Kar
5

It was a fantastic experience having Sake as our real estate agent! He makes what seems complicated seem easy, takes the time to explain everything, and offers excellent advice. We found our house within a few months, and throughout the entire process, he was always available and quick to respond whenever we needed him. We would definitely recommend him to anyone looking for a home. Thanks, Sake!

Roberta C
5

Sake was incredibly helpful and guided me through the purchase of my first home! He's proactive, knowledgeable, dedicated, and always quick and easy to reach. I highly recommend him!

Sylvia
5

Sake from HomeUp helped me tremendously. What seemed impossible became a reality: buying a house in the neighborhood where I grew up. Sake is knowledgeable, fast, and honest. Thank you!

Titus Sendrowicz
5

He provided excellent guidance in buying my first home. Clear communication, professionalism, and unsolicited advice. Highly recommended!

Stan de Vries
5

Sake was incredibly helpful! Without his expertise and dedication, finding a home that perfectly matched our needs and budget would have been much more difficult and time-consuming. We are incredibly grateful for his help and the fact that we could always contact him with our questions. He actively contributed ideas, gave honest advice, and was always available when needed. Truly fantastic!

Samira Vega
5

I had an excellent experience with Sake! From our first meeting to receiving the keys, the entire process took less than a month—an incredibly fast and smooth process. Sake was friendly, helpful, and professional throughout the entire process, making me feel supported every step of the way. I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. This made the process comfortable and stress-free. When I was ready, he seamlessly took over the negotiations and closing, ensuring a fair deal. His expertise and efficiency made all the difference. Thank you, Sake, for your excellent service! Highly recommended.

Saddam Hussain
5

Sake provided truly fantastic help with the purchase of our first home. Buying a house can be quite stressful at times, so there's a lot to take in. Sake has a wealth of expertise and is always calm, which is incredibly helpful in those moments. He's easily accessible and responds quickly. He also connected us with several relevant parties, making the entire purchase process smooth. I will definitely use HomeUp again when we buy our next home!

Rixt Kleinjan

Request a free mortgage consultation

Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.

Frequently asked questions about mortgage advice

Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.

What is mortgage advice?

Mortgage advice is a professional service where a mortgage advisor helps you find the best mortgage for your situation. This includes analysing your financial situation, understanding your needs, and comparing different mortgage products.

What does mortgage advice cost?

Mortgage advice costs may vary. Some advisors work with a fixed rate, while others charge a percentage of the mortgage. It is important to discuss this beforehand so that you know exactly where you stand.

Is mortgage advice mandatory?

Mortgage advice is not required by law, but it can be very valuable. A mortgage is a major financial commitment, and professional advice can help you make a wise choice that's right for you.

What happens during the advice?

During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.

What types of mortgages are there?

There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the interest-only mortgage. Each species has its own characteristics and benefits, and the right choice depends on your individual situation and preferences.

How long does the consultation take?

A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give informed advice. If more time is needed, that is of course also possible. The most important thing is that by the end of the conversation, you have a clear idea of the possibilities and that all your questions have been answered.

Can't figure it out?

Makelaar

Billy Brouwer

Een foto van Billy Brouwer
Makelaar

Billy Brouwer