Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
Thanks to Sake's quick turnaround, we were able to buy the house of our dreams after only the second offer. As starters, there were many things we knew little about, but Sake took the time to take us fully through the process. That gave us a familiar and reassuring feeling. Thank you Sake!
Because of Sake's great help we were able to buy our dream house in Utrecht! He was always available for questions and thought along with us. Definitely recommended!
Homeup offers excellent service during your house hunt. Sake is very professional and experienced and gives the best advice. Billy is also exceptional and is always ready to help. I highly recommend Homeup and their services.
Great Experience. I had been looking for an apartment for almost 8 months before Nobel Mortgages recommended Sake from homeup to me and the purchase process was resolved pretty quickly after that. I had always thought that hiring a real estate agent was unnecessary and that I could just do it myself, but having a professional handle the negotiations and purchase had a great and very favorable impact on the final price for me.
I had a very good experience with Homeup when selling my apartment in Amsterdam, and then also when buying a new apartment. The sales process went smoothly and I got a decent price for my apartment. Everything was very well organized by Homeup. Sake from homeup was extremely professional and showed a lot of commitment. He was active and proactive in the sales process, so everything went smoothly. I can definitely recommend homeup to anyone who wants a smooth selling experience when selling their apartment.
We received fantastic help from Billy. He called us because he saw a house come by that completely met our needs. A few days later we sat down with the mortgage broker and made an offer. It was an instant hit! Billy guided us very nicely through the whole process. I would recommend home up to anyone!
Sake helped us tremendously! Without his expertise and commitment, finding a house that perfectly matched our wishes and budget would have been much more difficult and would have taken much more time. We are very grateful for his help and the fact that we could always come to him with our questions. He actively thought along, gave honest advice and was always ready when needed. Really great!
Great experience!!! I highly recommend it. I worked with Billy on the purchase of my first apartment. He understood all my preferences well and gave a comprehensive list of options, which helped in buying the apartment I loved. Billy guided me well throughout the process and patiently answered all my questions. He also helped me with translations (from Dutch to English) of key parts of the documents and made sure everything went to my liking. Thank you for the exceptional service!
Quick and professional. Sake helped us through the bidding process, advised us on strategy, arranged all the paperwork and made sure everything was a piece of cake, all with a friendly smile and an affordable price.
Request a free mortgage consultation
Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.
Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.