Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
Because of Sake's great help we were able to buy our dream house in Utrecht! He was always available for questions and thought along with us. Definitely recommended!
Very professional help. Sake supported me in all aspects of the house purchase.
Very pragmatic and does everything possible to make the process go smoothly for you.
We came to Sake on the recommendation of good friends, after hearing their enthusiastic stories about him. And rightly so: within a short time we too were successful in the search for our new house!
Since then we have already recommended Sake to three friends and they too have now found a home.What is so great about Sake is that he always communicates quickly and clearly. He takes care of everything and takes you by the hand during the whole buying process.
In addition, he has a fantastic network in Amsterdam, which opens many doors. In short: if you are looking for a purchase broker who is decisive, has a large network and above all is pleasant to work with, definitely call Sake!
Super nice and well advised by Sake from homeup. As starters very inexperienced in the housing market and everything that comes with it, but Sake helped us well and was always quick to act. No question was too crazy. I would definitely recommend homeup as a buying agent.
We bought our house with Sake's help. It couldn't have been any quicker. We had met him in the morning, had a viewing in the afternoon, made an offer and the next day it was accepted.
Sake made sure the process was effortless. He helped us every step of the way and arranged everything (he put us in touch with a mortgage broker, a building inspection, a notary, etc.).
Absolutely worth the investment. Highly recommended!
Oh, and at the end he gave us a bottle of champagne and a handy checklist of the next steps after the key transfer.
Sake helped us tremendously! Without his expertise and commitment, finding a house that perfectly matched our wishes and budget would have been much more difficult and would have taken much more time. We are very grateful for his help and the fact that we could always come to him with our questions. He actively thought along, gave honest advice and was always ready when needed. Really great!
I had an excellent experience with Sake!
From our first meeting to receiving the house keys, the entire process took less than a month - an incredibly quick and smooth process. Sake was friendly, helpful and professional throughout the process, making me feel supported every step of the way.
I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. That made the process comfortable and stress-free. When I was ready, he took over the negotiations and closing seamlessly, making a fair deal. His expertise and efficiency made all the difference.
Thank you, Sake, for your excellent service! Highly recommended.
From start to finish everything was well taken care of.Thank you gentlemen !!!!
Very pleasant. Had the feeling that Sake really went that extra mile. The sale didn't go smoothly, but because of Sake it was completed with a very satisfied feeling. Quick contact, clear, helpful, just very good. Congratulations!
Request a free mortgage consultation
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Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.