Buy property
What can I borrow?

Customized mortgage advice

Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.

What is mortgage advice and how does it work?

Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

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An illustration of a person wearing a crown

an illustration of a key

How does mortgage advice with our partner work?

Analysis of your financial situation

Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.

Researching loan options

Several mortgage lenders are compared to find the best deal for you.

Custom advice

Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.

Offer without reservation of financing

Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!

Why schedule a mortgage interview?

An initial mortgage consultation is completely free. Here you find out exactly what you can borrow and what your monthly expenses will be. The mortgage advisor looks at all the possibilities and thinks further, so you know exactly what is and isn't possible.

Our partner will draw up a mortgage recommendation for you, and you only pay when the mortgage is concluded. Depending on your situation, the costs are between € 3,000 and € 3,500, including VAT. So you get expert advice tailored to your needs, with no surprises afterwards.

Sake helped me buy my dream apartment in De Pijp. I couldn't have done it without him.

Purchase broker

They helped me get a house quickly! Friendly and professional staff who are easily accessible.

Purchase broker

It was a pleasant experience of interacting with homeup. The process was efficient, communication-easy and expat-friendly.

Purchase broker

In this difficult time to find a house to buy, everything went smoothly and professionally. In addition, we did not have to overbid, very nice because we knew where we stood in terms of costs.

Purchase broker

We received fantastic help from Billy. He called us because he saw a house come by that completely met our needs. It was an instant hit!

Purchase broker

Purchase of an exclusive homeup property

For when you're waiting for your dream house

€6.499,-
€ 5.999,-
Exclusive house from homeup
(not available on funda)
Full purchase guidance: from start to key
Fixed purchase price: overbidding unnecessary
Priority for starters
Free initial mortgage consultation
Mortgage certificate: getting your mortgage done before you start looking
Pay only when you get the key
Register for free
With us, you have an average of 8 fewer competitors when viewing a property.

Online purchase guidance so you buy a house faster

Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.

We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.

€ 2.999,-
€ 2.749,-
Public market housing
(Also priority on our exclusive offers)
Online guidance
Review of legal documents
Free initial mortgage consultation
Mortgage certificate: getting your mortgage done before you start looking
Pay only when you get the key
Fixed purchase price
Along with the viewing
Register for free
Buyers at homeup buy on average 3 months faster.

More stories of first-time buyers who thought it was impossible to buy a home

5

House sold with Homeup. The process went smoothly and I got a higher amount than expected.

Lars Brakel
5

I had an excellent experience with Sake!

From our first meeting to receiving the house keys, the entire process took less than a month - an incredibly quick and smooth process. Sake was friendly, helpful and professional throughout the process, making me feel supported every step of the way.

I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. That made the process comfortable and stress-free. When I was ready, he took over the negotiations and closing seamlessly, making a fair deal. His expertise and efficiency made all the difference.

Thank you, Sake, for your excellent service! Highly recommended.

Guðmundur Orri Pálsson
5

Thanks to Sake's quick turnaround, we were able to buy the house of our dreams after only the second offer. As starters, there were many things we knew little about, but Sake took the time to take us fully through the process. That gave us a familiar and reassuring feeling. Thank you Sake!

Mylene de Widt
5

I had a fantastic experience with Sake as my real estate agent. The whole process was incredibly smooth and stress free. They helped me find the perfect home in a very short time and were extremely professional, reliable and helpful throughout the process. Their expertise and guidance made buying a home so much easier. I am immensely grateful for their help and would highly recommend them to anyone looking for a dedicated and competent real estate agent!

Başar Akşanlı
5

We were very well guided in buying our first home, very nice!

Chantal Folman
5

Homeup guided the sale of our apartment. Mr. Brouwer of homeup was knowledgeable and quick to answer any questions and provide the necessary information. Appointments were kept punctually. In other words, I highly recommend this real estate agent.

Jos de Bruijn
5

Incredibly happy with Billy, helped us very well and was available for all questions!

Daisy Bronkhorst
5

Owning my own house in Amsterdam started as a dream and has now become a reality because of the good guidance and quick action of Sake. There is a lot to deal with when buying a (first) house and Sake helped me with all the questions I had.

Guusje de Kooker
5

Quick and professional. Sake helped us through the bidding process, advised us on strategy, arranged all the paperwork and made sure everything was a piece of cake, all with a friendly smile and an affordable price.

John

Request a free mortgage consultation

Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.

Frequently asked questions about mortgage advice

Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.

What is mortgage advice?

Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.

What does mortgage advice cost?

The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.

Is mortgage advice mandatory?

Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.

What happens during counseling?

During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.

What types of mortgages are there?

There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.

How long will the counseling session take?

A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.

Can't figure it out?

Makelaar

Billy Brouwer

A photo by Billy Brewer
Makelaar

Billy Brouwer