Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
We were fortunate to meet Sake during our home search.
From day one, he was very helpful, answered all our questions (and we had many!), and communicated clearly with us.
Their service was excellent, from searching for a house to signing the contract, he assisted us the entire time. Once we found our dream home, he took the initiative to negotiate the price, which was crucial in our process. Without him, we probably wouldn't have had the house we loved so much.
Their knowledge of the Dutch real estate market is impressive, which was essential for us expats. He reviewed all the documents and answered all our questions. This made us feel very comfortable during the whole process.
We felt guided and supported throughout the entire process and would highly recommend his services to anyone who wants to realize their dream of buying a home in the Netherlands!
Thank you to Sake for helping us find our apartment. His market knowledge and patience allowed us to go through the process with confidence. When we finally found the right apartment, Sake negotiated with the owner to get the best possible deal for us. The communication was always friendly and the process went smoothly thanks to his approach and responsiveness. Moreover, the rates charged by homeup are more than reasonable considering the amount of work involved. Thank you for your support throughout the process, up to the final signing at the notary last week!
Very pleasantly helped by Sake with the purchase of our first house. Good communication, friendly and professional!
We received fantastic help from Billy. He called us because he saw a house come by that completely met our needs. A few days later we sat down with the mortgage broker and made an offer. It was an instant hit! Billy guided us very nicely through the whole process. I would recommend home up to anyone!
Request a free mortgage consultation
Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.
Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.