Bidding on a home for sale with financial security
The housing market is more competitive than ever. After all, how do you beat the move-throughs and competition as a starter? Being creative is key in that. And we can help. With our mortgage certificate, you increase your chances of getting that first home. Offer with 100% certainty by completing your mortgage in advance.
Ons hypotheekcertificaat is geldig in samenwerking met
From uncertainty to certainty
Making an offer without a financing condition is increasingly common. But certainly not without risk. Can't get the financing? Then you have to pay 10% of the purchase price. A serious chunk of money.
Would you like to bid as a starter without this risk? Then our mortgage certificate is your safety net to beat the competition. Good to know: this certificate is part of our purchase assistance.
Why the starter certificate is for you
Upfront mortgage in your pocket
Know your bid, win your spot. Once your bid is accepted, the house is practically yours.
Greater chance of an accepted bid
You have a stronger position compared to others who bid with reservation of financing.
From doubt to 100% certainty
You can buy with a mortgage that gets you 100%. That's unique compared to insurers and other certificates.
You are no longer at financial risk
You don't have to worry about paying 10% of the purchase price if you bid without the reservation of financing.
How does the certificate for starters work?
Create a search profile
Leave your housing preferences such as location, price range and type of home. Based on your wishes, we will automatically forward you suitable homes.
Telephone introduction
During a no-obligation call, we explore your situation and need five documents from you, including pay stubs, annual statement and a BKR statement to do an initial financial check.
Conversation mortgage advisor
This is a comprehensive interview in which your personal and financial situation is thoroughly reviewed. Based on the documents provided, the advisor calculates how much you can borrow and under what conditions.
Your mortgage around before you look
With the completion of these steps, you will receive a mortgage certificate that is valid for 6 months. This allows you to buy without financial risk and with security upfront.
Purchase of an exclusive home from homeup
If you're waiting for your dream home
Online guidance so you can buy a home faster
Do you not only want to take a look at our exclusive offers, but also want to keep your eyes peeled on the public housing market? Then hire us as buying agent.
We know the market and your struggles as a starter very well. If we work for you as a buying agent, you have priority over our exclusive housing offer and we also help you find a home that suits your housing needs via Funda and other platforms.
More stories from starters who thought it was impossible
We highly recommend Sake from Homeup B.V.! His support was fantastic from the start. He took the time to understand our wishes and needs for a new home, and his communication was crystal clear throughout the entire process. Thanks to his ability to explain everything clearly, we never felt lost or confused, even as expats who don't speak Dutch. Ultimately, we won our dream home with a successful bid, and we're convinced it wouldn't have been possible without his expertise. He not only secured the house, but he also did it efficiently, making the process smooth and avoiding unnecessary delays. The icing on the cake? Sake offers honest and fair prices. We are thrilled with our new home and thank Sake for his incredible service. If you're looking for a helpful, communicative, and competent real estate agent who achieves the best results, look no further! My husband and I will definitely recommend Sake to all our close friends.
Having Sake and Billy by my side during the purchase of my first home was a huge help. They really went above and beyond to answer all my questions and made me feel at ease throughout the entire process.
Being taken care of from start to finish.It started with a pleasant telephone conversation, nice explanation and clarity from both sides whether we wanted to do business with each other. It ended with the sale of our home to a couple who are very happy with the purchase.What was very pleasant for us was the open communication, even when we had to ask for a one-month postponement, this was possible.I recommend talking to them and seeing if the platform suits you.Thanks Sake!
Last month, we secured our first home in Amsterdam with the help of Sake from Homeup. The process was incredibly smooth and enjoyable, and the support throughout worked perfectly for us. We were able to ask all our questions, and they provided helpful, proactive advice. We've now moved into our new home (so happy!), and we're incredibly grateful to Homeup for their excellent guidance. Highly recommended for any first-time buyer!
Fantastic experience!! I highly recommend it. I worked with Billy to buy my first apartment. He understood all my preferences and provided a comprehensive list of options, which helped me buy the apartment I loved. Billy guided me throughout the entire process and patiently answered all my questions. He also helped me with translations (from Dutch to English) of key parts of the documents and made sure everything went according to plan. Thank you for the exceptional service!
Thanks to Billy from Homeup, my apartment sold very quickly (within 3 weeks). He approached me and wanted to give this selling method a try. I haven't regretted it for a moment. Billy is very dedicated, honest, thorough, easily accessible, and does what he says. In short, a highly skilled and reliable real estate agent. I really appreciate that Homeup is committed to first-time buyers, and it's great that the viewings are taken seriously because they are already known to Homeup and have their finances screened beforehand. This allows for a quick sale/purchase. And that's exactly how it went! I had a very positive experience working with him and recommend Homeup and this selling method to everyone.
Sake from Homeup helped me in a way that far exceeded my expectations. Thanks to his fast, clear, and personal approach, I found my first home in no time, something that probably wouldn't have happened without Homeup. He understood exactly what I was looking for and was always there for me, even while he was on vacation! His guidance throughout the entire process was excellent: clear, smooth, and without fuss. As a first-time buyer, I felt truly heard and supported. I highly recommend Homeup to anyone looking for a real estate agent who truly thinks along with you and fights for you!
I highly recommend HomeUp to anyone looking for a reliable real estate agency! Sake made the homebuying process smooth and stress-free, guiding me every step of the way. Thanks to his expertise and dedication, I found the perfect house at a great price.
Everything was well organised from start to finish. Thank you gentlemen!!!!
Frequently asked questions about our starter mortgage certificate
Questions, doubts, vague real estate jargon: when you're about to buy a house, there's quite a lot on your mind. In addition to personal advice at every step of the process, we answer all your pressing (as well as less pressing) questions.
A large, well-known bank already takes a look at your finances before you go on the market. As soon as we have found your dream home, they immediately give the green light. This way, the stress about securing your mortgage disappears like snow in the sun.
You do this by creating a free search profile with us and then scheduling a telephone meeting with us. In that conversation, we will discover together whether the certificate suits your needs and situation.
You normally pay a penalty of 10% of the purchase price if you fail to get your mortgage done for whatever reason. This is not the case with the mortgage certificate. Your mortgage has already been approved in advance. The only thing left is an accepted offer.
If you want to be one step ahead of the competition when making a bid, this mortgage certificate is just the thing for you. No more worries about mortgage stress. With certainty, you can make an offer without reservation of funding. This significantly increases your chances of success.
Unlimited!
Our certificate is valid for a maximum of 6 months.
Of course, your financial situation can change. If that's the case, schedule a new meeting with Nobel Mortgages to find out what this means for the mortgage certificate. This is applicable, for example, if you receive a salary increase, because it means that there will be more borrowing capacity. We can then also increase the amount of the mortgage certificate.
Can't figure it out?
Sake van der Oord
Billy Brouwer
Stuur een WhatsApp of bel
via +31 (0)6 25 05 61 17.