Bidding on a home for sale with financial security
The housing market is more competitive than ever. After all, how do you beat the move-throughs and competition as a starter? Being creative is key in that. And we can help. With our mortgage certificate, you increase your chances of getting that first home. Offer with 100% certainty by completing your mortgage in advance.
Ons hypotheekcertificaat is geldig in samenwerking met
From uncertainty to certainty
Making an offer without a financing condition is increasingly common. But certainly not without risk. Can't get the financing? Then you have to pay 10% of the purchase price. A serious chunk of money.
Would you like to bid as a starter without this risk? Then our mortgage certificate is your safety net to beat the competition. Good to know: this certificate is part of our purchase assistance.
Why the starter certificate is for you
Upfront mortgage in your pocket
Know your bid, win your spot. Once your bid is accepted, the house is practically yours.
Greater chance of an accepted bid
You have a stronger position compared to others who bid with reservation of financing.
From doubt to 100% certainty
You can buy with a mortgage that gets you 100%. That's unique compared to insurers and other certificates.
You are no longer at financial risk
You don't have to worry about paying 10% of the purchase price if you bid without the reservation of financing.
How does the certificate for starters work?
Create a search profile
Leave your housing preferences such as location, price range and type of home. Based on your wishes, we will automatically forward you suitable homes.
Telephone introduction
During a no-obligation call, we explore your situation and need five documents from you, including pay stubs, annual statement and a BKR statement to do an initial financial check.
Conversation mortgage advisor
This is a comprehensive interview in which your personal and financial situation is thoroughly reviewed. Based on the documents provided, the advisor calculates how much you can borrow and under what conditions.
Your mortgage around before you look
With the completion of these steps, you will receive a mortgage certificate that is valid for 6 months. This allows you to buy without financial risk and with security upfront.
Purchase of an exclusive home from homeup
If you're waiting for your dream home
Online guidance so you can buy a home faster
Do you not only want to take a look at our exclusive offers, but also want to keep your eyes peeled on the public housing market? Then hire us as buying agent.
We know the market and your struggles as a starter very well. If we work for you as a buying agent, you have priority over our exclusive housing offer and we also help you find a home that suits your housing needs via Funda and other platforms.
More stories from starters who thought it was impossible
We found Sake on the recommendation of good friends after hearing their enthusiastic stories about him. And rightly so: we too were quickly successful in our search for our new home! Since then, we've recommended Sake to three friends, and they too have now found a home. What's so great about Sake is his quick and clear communication. He takes care of everything and guides you through the entire buying process. He also has a fantastic network in Amsterdam, which opens many doors. In short: if you're looking for a buyer's agent who is decisive, has a large network, and, above all, is a pleasure to work with, definitely call Sake!
I sold my house with Homeup. The process went smoothly, and I received a higher amount than expected.
Homeup managed the sale of our apartment. Mr. Brouwer from Homeup was professional and quick to answer any questions and provide the necessary information. Appointments were kept promptly, so I highly recommend this real estate agent.
Fast and professional. Sake guided us through the bidding process, advised us on strategy, took care of all the paperwork, and made sure everything went smoothly, all with a friendly smile and an affordable price.
Thanks to Sake's personal contact, we were able to quickly connect with the buyers of our apartment. Sake is professional and approachable, and he's always open to discussing everything to clarify everything. Highly recommended!
Great contact with Billy and Sake!
Highly recommended. I used their services to help me buy a house. Their quick response, attention to detail, and availability made all the difference in my offer and the purchase of my home. My agent was Sake, a fantastic agent, super efficient, and always willing to discuss any concerns and offer his opinion.
Sake was simply fantastic. As an expat buying a house in Amsterdam, it was a world we didn't fully understand. Sake helped us through every step of the buying process, making it an easy and relaxing experience. I will definitely use Sake's services again.
I had an excellent experience with Sake! From our first meeting to receiving the keys, the entire process took less than a month—an incredibly fast and smooth process. Sake was friendly, helpful, and professional throughout the entire process, making me feel supported every step of the way. I especially appreciated his approach, giving me the freedom to view the house at my own pace and on my own schedule. This made the process comfortable and stress-free. When I was ready, he seamlessly took over the negotiations and closing, ensuring a fair deal. His expertise and efficiency made all the difference. Thank you, Sake, for your excellent service! Highly recommended.
Frequently asked questions about our starter mortgage certificate
Questions, doubts, vague real estate jargon: when you're about to buy a house, there's quite a lot on your mind. In addition to personal advice at every step of the process, we answer all your pressing (as well as less pressing) questions.
A large, well-known bank already takes a look at your finances before you go on the market. As soon as we have found your dream home, they immediately give the green light. This way, the stress about securing your mortgage disappears like snow in the sun.
You do this by creating a free search profile with us and then scheduling a telephone meeting with us. In that conversation, we will discover together whether the certificate suits your needs and situation.
You normally pay a penalty of 10% of the purchase price if you fail to get your mortgage done for whatever reason. This is not the case with the mortgage certificate. Your mortgage has already been approved in advance. The only thing left is an accepted offer.
If you want to be one step ahead of the competition when making a bid, this mortgage certificate is just the thing for you. No more worries about mortgage stress. With certainty, you can make an offer without reservation of funding. This significantly increases your chances of success.
Unlimited!
Our certificate is valid for a maximum of 6 months.
Of course, your financial situation can change. If that's the case, schedule a new meeting with Nobel Mortgages to find out what this means for the mortgage certificate. This is applicable, for example, if you receive a salary increase, because it means that there will be more borrowing capacity. We can then also increase the amount of the mortgage certificate.
Can't figure it out?
Sake van der Oord
Billy Brouwer
Stuur een WhatsApp of bel
via +31 (0)6 25 05 61 17.