Bidding on a home for sale with financial security
The housing market is more competitive than ever. After all, how do you beat the move-throughs and competition as a starter? Being creative is key in that. And we can help. With our mortgage certificate, you increase your chances of getting that first home. Offer with 100% certainty by completing your mortgage in advance.
Ons hypotheekcertificaat is geldig in samenwerking met
From uncertainty to certainty
Making an offer without a financing condition is increasingly common. But certainly not without risk. Can't get the financing? Then you have to pay 10% of the purchase price. A serious chunk of money.
Would you like to bid as a starter without this risk? Then our mortgage certificate is your safety net to beat the competition. Good to know: this certificate is part of our purchase assistance.
Why the starter certificate is for you
Upfront mortgage in your pocket
Know your bid, win your spot. Once your bid is accepted, the house is practically yours.
Greater chance of an accepted bid
You have a stronger position compared to others who bid with reservation of financing.
From doubt to 100% certainty
You can buy with a mortgage that gets you 100%. That's unique compared to insurers and other certificates.
You are no longer at financial risk
You don't have to worry about paying 10% of the purchase price if you bid without the reservation of financing.
How does the certificate for starters work?
Create a search profile
Leave your housing preferences such as location, price range and type of home. Based on your wishes, we will automatically forward you suitable homes.
Telephone introduction
During a no-obligation call, we explore your situation and need five documents from you, including pay stubs, annual statement and a BKR statement to do an initial financial check.
Conversation mortgage advisor
This is a comprehensive interview in which your personal and financial situation is thoroughly reviewed. Based on the documents provided, the advisor calculates how much you can borrow and under what conditions.
Your mortgage around before you look
With the completion of these steps, you will receive a mortgage certificate that is valid for 6 months. This allows you to buy without financial risk and with security upfront.
Purchase of an exclusive home from homeup
If you're waiting for your dream home
Online guidance so you can buy a home faster
Do you not only want to take a look at our exclusive offers, but also want to keep your eyes peeled on the public housing market? Then hire us as buying agent.
We know the market and your struggles as a starter very well. If we work for you as a buying agent, you have priority over our exclusive housing offer and we also help you find a home that suits your housing needs via Funda and other platforms.
More stories from starters who thought it was impossible
Sake helped us close on our dream house, where we didn't get a viewing until the closing date. Although it was a bit outside his area and not the most attractive offer, he convinced the selling agent to recommend us to the seller. I would recommend him to other expats in their search for a home in the Netherlands.
We found our home within two months! HomeUp is an excellent choice in terms of cost-benefit ratio. We were clearly told which package was most advantageous for us. If (or when) we decide to switch, we will definitely choose HomeUp again. Thank you!!!
Buying a house in Amsterdam is quite an experience. It took us eight months, and the support from Sake and his team was essential. We are very satisfied with their service.
The guys from Homeup helped us tremendously! Thanks to Sake's expertise and excellent communication, we felt confident throughout the entire process. We don't know if we would have been able to buy our house without his help. Sake, thank you so much! We highly recommend hiring these guys ;)
We recently bought a house through Home UP, and it went really smoothly. Thanks to Billy's clear explanation and honesty, we immediately knew what to expect and what the costs would be, and as first-time buyers, we were able to learn what it's like to buy a house. Billy was always easily accessible and responded promptly and clearly, which gave us a lot of peace of mind. Thanks to Home UP, we were able to get the start we were so looking forward to, and thanks to their approach, we, as buyers, didn't have to worry about someone outbidding us way beyond our budget.
A fantastic experience. Sake and Billy were incredibly helpful throughout the entire process, from the initial meeting, where Sake explained how buying a house in the Netherlands works, to the signing at the notary's appointment for the keys. They made a huge difference, especially during the bidding process, where we were able to be competitive and ultimately secure our new apartment in Almere! A huge thank you to Sake, Billy, and the entire HomeUp team for their fantastic support! I would recommend them to anyone interested in buying a house or apartment. Keep up the good work, guys!
Sake was incredibly helpful in buying our first home. Excellent communication, friendly, and professional!
Sake was incredibly helpful in our search! He connected with the right partners incredibly quickly, taking a lot of work off our hands. Thanks to his expertise, we didn't have a single worry and are now thoroughly enjoying our new home!
Highly professional assistance. Sake supported me through every aspect of the house purchase. Very pragmatic and does everything possible to ensure a smooth process.
Frequently asked questions about our starter mortgage certificate
Questions, doubts, vague real estate jargon: when you're about to buy a house, there's quite a lot on your mind. In addition to personal advice at every step of the process, we answer all your pressing (as well as less pressing) questions.
A large, well-known bank already takes a look at your finances before you go on the market. As soon as we have found your dream home, they immediately give the green light. This way, the stress about securing your mortgage disappears like snow in the sun.
You do this by creating a free search profile with us and then scheduling a telephone meeting with us. In that conversation, we will discover together whether the certificate suits your needs and situation.
You normally pay a penalty of 10% of the purchase price if you fail to get your mortgage done for whatever reason. This is not the case with the mortgage certificate. Your mortgage has already been approved in advance. The only thing left is an accepted offer.
If you want to be one step ahead of the competition when making a bid, this mortgage certificate is just the thing for you. No more worries about mortgage stress. With certainty, you can make an offer without reservation of funding. This significantly increases your chances of success.
Unlimited!
Our certificate is valid for a maximum of 6 months.
Of course, your financial situation can change. If that's the case, schedule a new meeting with Nobel Mortgages to find out what this means for the mortgage certificate. This is applicable, for example, if you receive a salary increase, because it means that there will be more borrowing capacity. We can then also increase the amount of the mortgage certificate.
Can't figure it out?
Sake van der Oord
Billy Brouwer
Stuur een WhatsApp of bel
via +31 (0)6 25 05 61 17.