Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Ons hypotheekcertificaat is geldig in samenwerking met
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.
How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Why schedule a mortgage interview?
An initial mortgage consultation is completely free. Here you find out exactly what you can borrow and what your monthly expenses will be. The mortgage advisor looks at all the possibilities and thinks further, so you know exactly what is and isn't possible.
Our partner will draw up a mortgage recommendation for you, and you only pay when the mortgage is concluded. Depending on your situation, the costs are between € 3,000 and € 3,500, including VAT. So you get expert advice tailored to your needs, with no surprises afterwards.
Purchase of an exclusive home from homeup
If you're waiting for your dream home
Online guidance so you can buy a home faster
Do you not only want to take a look at our exclusive offers, but also want to keep your eyes peeled on the public housing market? Then hire us as buying agent.
We know the market and your struggles as a starter very well. If we work for you as a buying agent, you have priority over our exclusive housing offer and we also help you find a home that suits your housing needs via Funda and other platforms.
More stories from starters who thought it was impossible
Owning a home in Amsterdam started as a dream and has now become a reality thanks to Sake's excellent guidance and quick turnaround. There's a lot to take in when buying a (first) home, and Sake was incredibly helpful with all the questions I had.
I'm a foreigner living in the Netherlands, and working with Sake as my real estate agent was an absolute game-changer. Making a big decision like buying a house abroad can be difficult, but he made the whole process go smoothly. From the beginning, he took the time to understand my needs and concerns, especially given my unfamiliarity with the Dutch real estate market. He explained every step clearly and thoroughly and was always available to answer my questions, no matter how small. His expertise and knowledge of the local market were invaluable and definitely helped me secure a fantastic house at a great price!
As an American living in the Netherlands, I was convinced that owning a home in Amsterdam was a distant dream, especially given the competitive market and my budget. I had almost given up on the idea of buying a home, believing it was simply unattainable—until I met Sake from HomeUp.
From the very beginning, Sake was not only knowledgeable and professional, but also incredibly supportive and reassuring. He took the time to understand my concerns and truly grasped what I was looking for in a home. Despite my initial doubts, he encouraged me to trust the process, and I’m so grateful that I did.
Thanks to Sake’s guidance, I am now a proud homeowner in Amsterdam—something I never thought possible as a millennial, especially in this market. His expertise and dedication turned what seemed like an impossible task into something not only achievable, but also smooth and stress-free.
If you’re looking to buy a home in the Netherlands, I wholeheartedly recommend Sake and HomeUp. He made my dream of owning a home a reality, and for that I will always be grateful.
Just top!
Sake provided excellent guidance in buying our first home. He clearly outlined the entire process and was proactive and engaged from start to finish. Highly recommended!
Thanks to Sake's fantastic help, we were able to buy our dream home in Utrecht! He was always available to answer questions and was very helpful. Highly recommended!
Sake from Homeup was incredibly helpful and provided excellent advice. As first-time buyers, we were quite inexperienced with the housing market and everything that comes with it, but Sake helped us tremendously and was always quick to respond. No question was too much trouble. I definitely recommend Homeup as a buyer's agent.
We received excellent guidance in purchasing our first home, which was great!
Very happy with Billy, he helped us well and was available to answer all our questions!
Request a free mortgage consultation
Our affiliated partner can quickly provide you with independent mortgage advice. Leave your information to schedule a free appointment or to receive more information.
Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage advisor helps you find the best mortgage for your situation. This includes analysing your financial situation, understanding your needs, and comparing different mortgage products.
Mortgage advice costs may vary. Some advisors work with a fixed rate, while others charge a percentage of the mortgage. It is important to discuss this beforehand so that you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a major financial commitment, and professional advice can help you make a wise choice that's right for you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the interest-only mortgage. Each species has its own characteristics and benefits, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give informed advice. If more time is needed, that is of course also possible. The most important thing is that by the end of the conversation, you have a clear idea of the possibilities and that all your questions have been answered.
