Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
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What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.
How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
Because of Sake's great help we were able to buy our dream house in Utrecht! He was always available for questions and thought along with us. Definitely recommended!
Very nicely helped by Sake in our search! He switches super fast with the right parties and takes a lot out of our hands. Because of his expertise we never worried for a moment and are enjoying our new home!
Sake helped us close on our dream home, where we didn't get a viewing until the day of the bid closing.
Although it was slightly outside his scope of work and not the most interesting offer, he managed to convince the selling broker to recommend us to the seller.
I would recommend him to help other expats in their search for a house in the Netherlands.
Great experience, Sake and Billy were incredibly helpful throughout the entire process, from the first meeting, where Sake explained to us how buying a house in the Netherlands works, to the signature at the end of the notary appointment for the key transfer.
They made a huge difference, especially in the bidding process, where we were able to be competitive and eventually secure our new apartment in Almere!
Thank you so much to Sake, Billy and the whole HomeUp team for the great support! I would recommend them to anyone interested in buying a home/apartment.
Keep up the good work, guys!
Very nice contact with Sake as the selling party's broker! Approachable and quick communication and always enthusiastic & friendly. He was available for all tips and questions I had as a starter. Fine first experience in the housing market!
We were fortunate to meet Sake during our home search.
From day one, he was very helpful, answered all our questions (and we had many!), and communicated clearly with us.
Their service was excellent, from searching for a house to signing the contract, he assisted us the entire time. Once we found our dream home, he took the initiative to negotiate the price, which was crucial in our process. Without him, we probably wouldn't have had the house we loved so much.
Their knowledge of the Dutch real estate market is impressive, which was essential for us expats. He reviewed all the documents and answered all our questions. This made us feel very comfortable during the whole process.
We felt guided and supported throughout the entire process and would highly recommend his services to anyone who wants to realize their dream of buying a home in the Netherlands!
As an American living in the Netherlands, I was convinced that owning a house in Amsterdam was a distant dream, especially given the competitive market and my budget. I had all but given up on the idea of buying a home, thinking it was simply unfeasible. Until I met Sake from HomeUp.
From the beginning, Sake was not only knowledgeable and professional, but also incredibly supportive and reassuring. He took the time to understand my concerns and understood what I was looking for in a home. Despite my initial doubts, he encouraged me to trust the process, and I am so grateful that I did.
Thanks to Sake's guidance, I am now a proud homeowner in Amsterdam - something I never thought possible as a millennial, especially in this market. His expertise and dedication made what seemed like an impossible task not only achievable, but smooth and stress-free.
If you want to buy a house in the Netherlands, I can highly recommend Sake and HomeUp. He made my dream of owning my own home a reality, and for that I will always be grateful!
Thanks to Sake's quick turnaround, we were able to buy the house of our dreams after only the second offer. As starters, there were many things we knew little about, but Sake took the time to take us fully through the process. That gave us a familiar and reassuring feeling. Thank you Sake!
Great experience!!! I highly recommend it. I worked with Billy on the purchase of my first apartment. He understood all my preferences well and gave a comprehensive list of options, which helped in buying the apartment I loved. Billy guided me well throughout the process and patiently answered all my questions. He also helped me with translations (from Dutch to English) of key parts of the documents and made sure everything went to my liking. Thank you for the exceptional service!
Request a free mortgage consultation
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Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.
