Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
Our mortgage certificate is valid in cooperation with
What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
I am a foreigner living in the Netherlands, and working with Sake as my real estate agent was an absolute game-changer. Making a big decision, like buying a house abroad, can be difficult, but he made sure the whole process went smoothly.
From the beginning, he took the time to understand my needs and concerns, especially given my unfamiliarity with the Dutch real estate market. He provided clear and comprehensive explanations of each step and was always available to answer my questions, no matter how small.
His expertise and knowledge of the local market were invaluable and definitely helped me secure a fantastic home at a great price!
Having Sake and Billy by my side during the purchase of my first home was a huge help. They really went out of their way to answer all my questions and made me feel comfortable throughout the process.
Very pleasant. Had the feeling that Sake really went that extra mile. The sale didn't go smoothly, but because of Sake it was completed with a very satisfied feeling. Quick contact, clear, helpful, just very good. Congratulations!
Owning my own house in Amsterdam started as a dream and has now become a reality because of the good guidance and quick action of Sake. There is a lot to deal with when buying a (first) house and Sake helped me with all the questions I had.
Thank you to Sake for helping us find our apartment. His market knowledge and patience allowed us to go through the process with confidence. When we finally found the right apartment, Sake negotiated with the owner to get the best possible deal for us. The communication was always friendly and the process went smoothly thanks to his approach and responsiveness. Moreover, the rates charged by homeup are more than reasonable considering the amount of work involved. Thank you for your support throughout the process, up to the final signing at the notary last week!
We came to Sake on the recommendation of good friends, after hearing their enthusiastic stories about him. And rightly so: within a short time we too were successful in the search for our new house!
Since then we have already recommended Sake to three friends and they too have now found a home.What is so great about Sake is that he always communicates quickly and clearly. He takes care of everything and takes you by the hand during the whole buying process.
In addition, he has a fantastic network in Amsterdam, which opens many doors. In short: if you are looking for a purchase broker who is decisive, has a large network and above all is pleasant to work with, definitely call Sake!
When we were told that we would have to leave our (sub)rented house within a short period of time and there was nothing affordable to find in the rental sector, panic set in. The fear of ending up on the street with our 7 dogs was real and our intensive search yielded nothing time after time. At one point I responded to a rental property that was offered by HoMeUp and (for the first time ever) within a short time I was called by the real estate agent. He told me honestly that we had a number of dogs, that we were missing out on everything and that I was close to despair.
Billy was a tower of strength, reassuring me every time I lost hope that we would find something in time, even though it would be a challenge (he was honest about that too). We ended up buying rather than renting, exactly in the neighborhood where we wanted to stay. Thanks to Billy Brouwer of HoMeUp and his mortgage advisor Louis Collignon, we now have a lovely home, despite our rather limited budget and our pack of dogs.
A challenge, that's what we were, but one that Billy and Louis took on with enthusiasm and they proved to me that the world is not yet over. I am forever grateful and will recommend you to anyone who is looking as hard as we were.Thank you both so much, especially for your moral support and approachability.I have been able to rely on you both completely, thank you.
Fantastic help from the guys from Homeup! Thanks to Sake's expertise and great communication, we felt confident throughout the whole process. We do not know if we would have succeeded in buying our house without his help. Sake, thank you very much! Highly recommend these guys;)
Provided me with excellent guidance on the purchase of my first home. Clear communication, professional and also gives unsolicited advice. Highly recommended!
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Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.