Customized mortgage advice
Buying a house? Exciting! But what can you borrow? Our independent mortgage advisor is ready for you with a free initial consultation. So you know exactly what you can borrow. The costs for a mortgage are between €3000 and €3500, including VAT depending on your situation.
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What is mortgage advice and how does it work?
Mortgage advice is more than some numbers. It's about your future. From research to final advice. In this article you will read all about what mortgage advice entails and how it works. So you understand exactly what happens behind the scenes.

How does mortgage advice with our partner work?
Analysis of your financial situation
Our mortgage advisor dives into your finances. Income, debts, future plans - everything is looked at.
Researching loan options
Several mortgage lenders are compared to find the best deal for you.
Custom advice
Based on the analysis and research, you get a personal recommendation. No surprises, only certainty.
Offer without reservation of financing
Thanks to our extensive screening process, you can make an offer without the reservation of financing. A unique opportunity to get your dream house!
Purchase of an exclusive homeup property
For when you're waiting for your dream house
Online purchase guidance so you buy a house faster
Want to not only look around our exclusive offerings, but also keep your eyes open on the public housing market? Then engage us as your buying agent.
We know the market and your struggles as a starter very well. If we start working for you as a buying agent, you will have priority over our exclusive offer of homes and we will also help you search through Funda and other platforms for a home that matches your living wishes.
More stories of first-time buyers who thought it was impossible to buy a home
We recently purchased a home through Home UP and it really went flawlessly. Billy's clear explanations and honesty allowed us to know immediately what we needed to consider, what costs would be incurred and allowed us, as first-time buyers, to learn what it is like to buy a home. Billy was always easy to reach and responded directly and clearly which gave us a lot of peace of mind. Thanks to Home UP we were able to make the start we were so looking forward to and because of their concept we as buyers did not have to worry that someone would outbid us far beyond our budget.
Great experience, Sake and Billy were incredibly helpful throughout the entire process, from the first meeting, where Sake explained to us how buying a house in the Netherlands works, to the signature at the end of the notary appointment for the key transfer.
They made a huge difference, especially in the bidding process, where we were able to be competitive and eventually secure our new apartment in Almere!
Thank you so much to Sake, Billy and the whole HomeUp team for the great support! I would recommend them to anyone interested in buying a home/apartment.
Keep up the good work, guys!
Sake from HomeUp helped me fantastically. What seemed impossible became a reality: buying a house in the neighborhood where I grew up. Sake is knowledgeable, quick, and honest. Thank you!
We were fortunate to meet Sake during our home search.
From day one, he was very helpful, answered all our questions (and we had many!), and communicated clearly with us.
Their service was excellent, from searching for a house to signing the contract, he assisted us the entire time. Once we found our dream home, he took the initiative to negotiate the price, which was crucial in our process. Without him, we probably wouldn't have had the house we loved so much.
Their knowledge of the Dutch real estate market is impressive, which was essential for us expats. He reviewed all the documents and answered all our questions. This made us feel very comfortable during the whole process.
We felt guided and supported throughout the entire process and would highly recommend his services to anyone who wants to realize their dream of buying a home in the Netherlands!
Being taken care of from start to finish.It started with a pleasant telephone conversation, nice explanation and clarity from both sides whether we wanted to do business with each other. It ended with the sale of our home to a couple who are very happy with the purchase.What was very pleasant for us was the open communication, even when we had to ask for a one-month postponement, this was possible.I recommend talking to them and seeing if the platform suits you.Thanks Sake!
From start to finish everything was well taken care of.Thank you gentlemen !!!!
Sake helped and guided me incredibly well with the purchase of my first home! He is proactive, knowledgeable, involved and always quick and accessible. I can highly recommend him!
Very professional help. Sake supported me in all aspects of the house purchase.
Very pragmatic and does everything possible to make the process go smoothly for you.
Homeup guided the sale of our apartment. Mr. Brouwer of homeup was knowledgeable and quick to answer any questions and provide the necessary information. Appointments were kept punctually. In other words, I highly recommend this real estate agent.
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Frequently asked questions about mortgage advice
Do you have questions about mortgage advice? Find out the answers to the most frequently asked questions here.
Mortgage advice is a professional service where a mortgage broker helps you find the best mortgage for your situation. This includes analyzing your financial situation, understanding your needs and comparing different mortgage products.
The cost of mortgage advice can vary. Some advisors work with a flat rate, while others charge a percentage of the mortgage amount. It is important to discuss this in advance so you know exactly where you stand.
Mortgage advice is not required by law, but it can be very valuable. A mortgage is a big financial commitment, and professional advice can help you make a wise choice that suits you.
During a mortgage consultation, the advisor will ask you questions about your financial situation, your future plans and your wishes. Based on this information, the advisor will recommend one or more mortgage options that suit you.
There are different types of mortgages, such as the annuity mortgage, the linear mortgage and the no-repayment mortgage. Each type has its own characteristics and advantages, and the right choice depends on your individual situation and preferences.
A mortgage consultation takes an average of one hour. This gives the advisor enough time to thoroughly understand your situation and give well-considered advice. If more time is needed, this is of course possible. The most important thing is that at the end of the conversation you have a clear picture of your options and that all your questions have been answered.