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Buying your first home in Utrecht is possible if you act quickly. Prices continue to rise steadily in this growing city. First-time buyers can find opportunities in Overvecht, Zuilen, and Leidsche Rijn.

The NHG limit is the maximum mortgage amount for which you can obtain National Mortgage Guarantee. In 2026, this limit is over four hundred thousand euros, and higher if you invest in energy-saving measures. Below, you can read the exact amount, the conditions, and the costs of NHG.

When buying your first home, the timing of your building inspection can save you both money and stress. Read on to learn the pros and cons of each stage so you can decide what works best for your situation.

Yes, as a first-time buyer with a student loan, you can certainly get a mortgage. You will simply be able to borrow less, because your monthly DUO payment is counted as a fixed expense. How much this affects your borrowing capacity depends on your repayment plan.

As a first-time buyer, you choose between buying and renting based on your plans and budget. Are you currently renting and unsure about buying? The core question is whether that rent is money down the drain or a source of freedom. That is why we weigh both sides fairly.

NHG stands for Nationale Hypotheek Garantie (National Mortgage Guarantee). It acts as a safety net if you are unable to pay your mortgage due to unforeseen circumstances. It also covers any residual debt after a sale. For you as a first-time buyer, the interest rate advantage is the most important factor.

Doubts are part of buying a home, especially your first one. It is your biggest financial step, so it is only logical that you have questions. It helps to identify what your doubts are and how to deal with them. That way, as a first-time buyer, you can make a choice you feel confident about.

Buying your first home offers many benefits for first-time buyers. You can take advantage of schemes such as the first-time buyer exemption and the National Mortgage Guarantee (NHG). In addition, you build up equity and gain a place of your own. We have listed the benefits for you.

Yes, as a first-time buyer, you can get a mortgage without a permanent contract. First-time buyers often work on flexible contracts, through a temp agency, or as freelancers. Lenders therefore look primarily at your overall financial picture, not just at whether you have a permanent job.

A starter loan is an additional loan on top of your mortgage for your first home. This loan bridges the gap between your maximum mortgage and the purchase price. Not every municipality participates, so be sure to check in advance.

Buying your first home in Amstelveen is achievable with good preparation. The municipality offers a starter loan, and the Zuidas business district is just a ten-minute metro ride away.

With this exemption, you pay no transfer tax on your first home as a first-time buyer. You must be under 35 years of age and intend to live in the property yourself. Below, you can read about the changes coming in 2027 and the applicable conditions.

A starter mortgage is the loan you use to buy your first home. It is a standard mortgage, but starters can take advantage of additional schemes. Read on to find out how much you can borrow and how to arrange it.

As a first-time buyer, you usually pay a few hundred euros for a structural survey. The exact cost depends on the property type, size, and age. With homeup, it’s a fixed price of €450 including VAT.

As a first-time buyer, you can use a family mortgage to borrow from your parents for your first home. You repay this amount to them with interest. Your bank includes this loan in their assessment, which reduces the maximum mortgage you can get from them.

The "jubelton," a tax-free gift for purchasing a home, has not existed since January 1, 2024. Your parents can still help you tax-free with your first home, but it now falls under a different exemption with a lower limit.

Successfully selling your home depends on proper preparation and presentation. Cleanup, minor repairs and optimal lighting are essential. Flexibility in viewing times and a neutral, inviting atmosphere increase the chances of a quick, profitable sale.

A buying agent no cure no pay means that you only pay when you buy a home. This way you have no start-up costs and risk. In this article you will read what it is, how it works, what it delivers and what to look out for as a starter.

Buying a house without an agent is possible, as long as you know what steps to take. This step-by-step plan shows you exactly what you can arrange yourself, what to look out for and when extra help is smart. This way, you can buy in an organized way, prevent errors and keep a grip on the process.

Buying a first home in Alkmaar is challenging for starters, but not impossible. The market is tight and your own money is needed, but with good preparation, realistic expectations and the right guidance, you increase your chances of actually buying a house in Alkmaar.

A buying agent offers speed, sharpness and security. The most important advantages are local market knowledge, a critical eye when viewing and a realistic valuation. In addition, you benefit from business negotiations, strong terms and legal peace until the transfer.