Sake van der Oord

The starter loan exists to help first-time buyers and is an extra loan on top of your mortgage. It allows you to buy that one house when you just can't borrow enough from the bank. In 2025 you can borrow up to €50,000 through the Stimuleringsfonds Volkshuisvesting, depending on your municipality.

The National Mortgage Guarantee (NHG) provides a safety net for payment problems or residual debt after selling a home. The guarantee has an annually adjusted limit, but offers interest discounts and extra security.

What will a real estate agent cost? On average, real estate agent fees are between €2500 and €6000. This amount varies depending on the type of real estate agent (buying or selling) and the arrangements. In this article you can read exactly how it is and everything about the costs of a real estate agent.

Want to know what an appraisal report will cost? Prices range between €600 and €1100, depending on the property, location and additional costs. In this article you will read why an appraisal is necessary, how to save and what factors determine the cost. That way you know exactly where you stand!

Want to buy a home and not sure what to bid on a house? Making a good offer is not always easy. Should you overbid, negotiate or offer the asking price? In this article, we give you 7 tips to make a smart offer and increase your chances of a successful purchase.

Are you curious about the makelaar fees in the Netherlands when buying a home? The costs are different per agent and can be thousands of euros. You will learn what buying agents cost, the difference between traditional and digital real estate agents, and whether a buying agent is really worth it when you're buying your first home.

Want to know what to look for when buying a home? Buying a home is a big step that involves a lot. How do you make the right choices and avoid overlooking important details? Read on and discover our 6 tips for being prepared to buy a home.

Buying a house without an agent is possible, as long as you know what steps to take. This step-by-step plan shows you exactly what you can arrange yourself, what to look out for and when extra help is smart. This way, you can buy in an organized way, prevent errors and keep a grip on the process.

Buying a first home in Alkmaar is challenging for starters, but not impossible. The market is tight and your own money is needed, but with good preparation, realistic expectations and the right guidance, you increase your chances of actually buying a house in Alkmaar.

A buying agent offers speed, sharpness and security. The most important advantages are local market knowledge, a critical eye when viewing and a realistic valuation. In addition, you benefit from business negotiations, strong terms and legal peace until the transfer.

Yes, you can buy a house in the Netherlands just fine without a real estate agent. You arrange the house hunt, the viewings, the offer and the purchase contract yourself. This often saves thousands of dollars in realtor fees, but it also comes with risks.

Are you unsure you need a buying agent? Buying a house is a big step and you don't want to make any mistakes. But is a real estate agent really necessary, or can you do it yourself just fine? In this article you read in which situation you should use a purchase broker, so you make a good choice.

You can buy a house in seven clear steps: from determining your financial situation to the transfer at the notary. This step-by-step plan shows you exactly how buying a house works and what you need to pay attention to as a first-time buyer.

Buying a first home requires an overview. With this first home buying checklist, you know exactly what to arrange, check and check off. This way, you can prevent mistakes, keep a grip on your budget and you are well prepared for your new home.

The average house price in the Netherlands exceeded €500,000 for the first time. This news hits starters hard. What do rising home prices mean for your opportunities? And how do you still buy a house without overbidding in 2026? You can read it here.

Are you buying a home for the first time? A buying agent helps you search, bid and make sure you don't make any mistakes. In this article you can read what a purchase broker does, what it costs and when it's smart to hire one, especially for first-time buyers.

What does €20,000 capital gain withdrawal cost? Expect €3500 to €5400 in one-time costs. With a 30-year term and 5% interest, you pay an average of €107 gross or €74 net per month. Read on to find out more about the monthly costs, one-off costs and conditions.

What does €40,000 excess withdrawal cost? You'll pay about €3500 to €5400 in one-time fees and, at 30-year terms and 5% interest, an average of €215 gross or €148 net per month. Read on and see all about monthly fees, one-time costs and conditions.

You want to withdraw €100,000 in excess value. But what exactly does that cost? This article tells you what you will pay per month, what one-time costs are added and how much you will pay back in total.

You want to withdraw €10,000 in excess value. But what exactly does that cost? This article tells you what you will pay per month, what one-time costs are added and how much you will pay back in total.

You want to withdraw €30,000 in excess value. But what does that actually cost? In this article you can read exactly what you will pay per month, which one-time costs will be added and how much you will pay back in total. So you know where you stand.